Flatrock, yes bait-casters have improved and are easier than ever to use, however spinny-cast have made headway also. The Berkley Lighting Rod 7' Medium Action and Pflueger Spin-cast 2500/3000 would be a good choice to start with for most activities and not break the bank. Academy has regular sales and may save you a few clams.
Additionally, look up Tackle Warehouse and Cabelas Bargain Bin for good gear at a discount.
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