Football jigs are good for deep water applications. The head design is meant to not let it get wedged in between rock and crap along the bottom. Also Most football jigs basically sit on their back and keep the point of the hook facing up. When combined with a craw type bait it make it look like its on the defensive and bass will smoke it. They are great for figureing out what type of bottom your are fishing also. Combined with good rod and line they transmit alot of feeling back to you.
The finesse jigs have the smaller stream lined head on them. While you cant work them thru heavy matted grass they will come thru most weeds. They do hand up but not nearly as bad or easily as other type jigs in heavy cover. Another application I use for them is flipping docks. Early spring I like a real light jig and heavier line to flip dock poles. It falls very slow and I catch alot of fish this way.
I use to not have any faith at all in jigs either however I forced my self to tie one on and fish with it for several weeks. I learned a great deal about using them and while they are still not my favorite lure to fish ( i power fish mostly) I know I can pick one up now and catch fish with it. I am now to the point I pour and tie my own bass jigs so I can get the colors I want. Plus its way cheaper for me. I use Trokar jigs hooks and it cost me about 1$ per jig after pour paint and skirt.
This year I am working more on my finesse type fishing and learning to downsize and slow way down
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