It's surface fly and would fall in the terrestrial category more than dry but bare bones they are the same.
Usually I fish terrestrials (hoppers, beetles, ants, bees and crickets) now thru around first frost then maybe beetles a little past that. They are the first to come out every year and last to go away.
I would say unless your chasin trout it may be easier fishing than under an indcator and be about as easy as stripping a streamer. You can even use the hopper or what not as your indicator. Google "hopper dropper setup."
The reason it may be easier is its very bad cast friendly. You want to plop it down on the water and try to place it next to banks. Not very often unless its a stiff breeze will they drop mid river.
Fun way to fish that is a change of pace to a spinning rod.
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