If you're talking about TWRA managed lakes where you get a day permit to fish, Marrowbone and Williamsport both have their good points. I like Williamsport for hybrids but not quite as well for bass. I need to fish Marrowbone more.
If you're talking about pay-to-fish or pay-by-the-pound "pay lakes" where you pay to fish for catfish, your best ones locally are going to be the Gallatin Pay Lake right north of town on Hwy 109, or Twin Lakes up near Graball. Check and make sure Twin Lakes is open before you head up there. It used to be an awesome lake but it closed for a while due to the owner having some health problems.
Fishing pay lakes isn't really my bag - especially right now when the channel and blue cats are up shallow spawning and I can catch a ton on Old Hickory. However, there are times when I've had a fish fry coming up and I needed a bunch of catfish filets, and I'd rather take a couple kids to a pay lake and let them have fun catching a basket load of fish, rather than just paying by the pound to buy them at Kroger. When those fish fry days come around, the catfish pay lakes can be a fun alternative to just buying fish at the store.
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